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The Physician's Life Income Plan is a supplement retirement program designed to lower your taxes and protect your assets. Some of the key features of this program include: Tax Advantages (tax free accumulation, tax free withdrawals, and tax free distribution to beneficiaries) 100% Creditor Protection in NYS (solution to possible liability legislation changes pending in NY) Fully liquid (maintain access and control of assets at all times) This strategy has been used by the largest Fortune 500 companies for almost 50 years. Now, through your MSSNY membership, it is available to physicians for the first time!